You can release your assets held in the International Savings Plan (PEGI) before five years in certain cases provided for by the regulations.
- Marriage or civil union agreement
- Birth or adoption of a third (or more) child provided that your household is already financially responsible for at least two children
- Divorce or separation when it is accompanied by a court decision specifying that your home is to be the sole or shared ordinary place of residence of at least one child
- Domestic violence committed against you, acknowledged or giving rise to legal proceedings
- Termination of employment agreement
- Use of invested amounts for the purpose of creation of certain type of business by you, your spouse or child
- Use of invested amounts for the purpose of acquisition or enlargement of a principal residence which includes the creation of new living space
- Your disability or disability of your spouse or child, which results in the permanent or temporary impossibility to exercise any professional activity
- Your death or death of your spouse
- Overindebtedness acknowledged by a commission of overindebtedness or a judge
- The person concerned, their spouse or their partner in a civil solidarity pact is a carer.
- Use of the sums saved to retrofit the main residence.
- Use of the sums saved to purchase a car, van, two- or three-wheeled motor vehicle or motor quadricycle, provided that the vehicle purchased uses electricity, hydrogen or a combination of the two as its sole source of energy, or a new pedal-assist bicycle.
Practicalities: How can I obtain the early release of my assets?
Fill in the special form and submit your release request via your personal space to the PEGI account administrator Amundi ESR within six months of the date of the trigger event (except in the event of termination of employment contract, death, disability, domestic violence or over-indebtedness, in which case this request may be made at any time).
A few days after your request is approved by the OVHcloud HR officer, you will receive a one-off payment into your bank account that, depending on your request, will relate to all or part of your rights that can be released.